H.R. 5598In committeeJobs & the economy
House bill would restore rural development loans and lift annual cap to $12 million
Data as of July 11, 2026
HR 5598 would restart an expired USDA rural loan and grant program at $12M/year from 2026 to 2030, up from $10M.50-second read · 5 questions answered below
Decoded
What does this do?
HR 5598 would reauthorize the Department of Agriculture's Rural Economic Development Loan and Grant Program, which expired after 2023. The bill sets new funding at $12 million per year running from 2026 through 2030. It does not create a new program or make major policy changes.
Who does it affect?
Rural residents across the country are most directly affected. Electric cooperatives and utilities in rural areas receive the funds and then loan or grant them to local businesses and projects.
Why does it matter?
Without reauthorization, the program remains expired and rural electric cooperatives have no access to this federal funding source. The $2 million annual increase over the prior $10 million level means modestly more money would be available for projects in less populated areas that may struggle to get conventional financing.
What does it cost, and who pays?
- $12M per year, 2026–2030
- Prior level was $10M per year
- $2M annual increase
Where does it stand?
- Introduced
- House committee — You are here
- House vote
- Senate
- President's desk
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the President.
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Official title
Revitalizing Rural Communities Act of 2025
- Introduced:
- September 26, 2025
- Latest action:
- December 2, 2025
Referred to the Subcommittee on Commodity Markets, Digital Assets, and Rural Development.
Read the official bill on Congress.govMake the call
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