Insurers would cover extra breast cancer scans at no cost
In committeeH.R. 6182Latest action
Sponsor: Rosa L. DeLauro · Representative · CT
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Official title: Find It Early Act
119th Congress
Topics: Health care
Introduced:
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Starting January 1, 2026, most health plans would be required to cover extra breast cancer screenings at no out-of-pocket cost for higher-risk patients.
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What does this do?
This bill would require health insurance plans to cover additional breast cancer screenings — including 3D mammograms, ultrasounds, and MRI scans — with no copays, deductibles, or other out-of-pocket costs. How often screenings are covered would follow guidelines set by the National Comprehensive Cancer Network.
Who does it affect?
The no-cost coverage would apply to people at higher risk for breast cancer, including those with dense breast tissue, and to people whose doctor recommends screening based on age, race, ethnicity, or personal or family medical history. The requirement would apply to most types of health coverage, including employer plans, marketplace insurance, Medicare, Medicaid, TRICARE, and VA health care.
Why does it matter?
People in the covered groups who currently pay out of pocket for additional screenings would no longer have that cost. The bill would take effect on January 1, 2026.
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Where does it stand?
- IntroducedNov 20, 2025
- House committeeYou are here · Jan 15, 2026
- House vote
- Senate
- The president's desk
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the president.
Latest action: — Referred to the Subcommittee on Health.