H.R. 6431Passed one chamberJobs & the economy
Bill would expand access to self-employment programs for jobless workers
Data as of July 11, 2026
HR 6431 drops the rule limiting self-employment benefit programs to workers about to exhaust unemployment aid.40-second read · 4 questions answered below
Decoded
What does this do?
The bill removes the current requirement that workers must be likely to soon exhaust regular unemployment benefits to join state self-employment assistance programs. It expands approved activities to include entrepreneurial training, business counseling, technical assistance, and working from an approved business plan, and requires weekly check-ins with a state agency. It also doubles the nationwide enrollment cap from 5% to 10% of unemployment insurance participants.
Who does it affect?
Unemployed workers seeking to start a business instead of returning to traditional jobs, and state unemployment agencies that administer these programs.
Why does it matter?
The changes would let more unemployed workers pursue self-employment while collecting benefits regardless of remaining benefit time, though states have up to two years to implement them.
Where does it stand?
- Introduced
- House committee
- House vote
- Senate — You are here
- President's desk
Right now: it passed the House and now goes to the Senate. If the Senate changes it, it goes back to the House before reaching the President.
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Official title
New Opportunities for Business Ownership and Self-Sufficiency Act
- Introduced:
- December 4, 2025
- Latest action:
- April 28, 2026
Received in the Senate and Read twice and referred to the Committee on Finance.
Read the official bill on Congress.govMake the call
Three steps: where you stand, your script, the call.