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S. 1410119th CongressIn committeeLatest action Apr 10, 2025Decoded by AI · checked against the record
The plain-language version leads. The official text is always the reference.
The Find It Early Act would require most health plans to fully cover extra breast imaging for high-risk patients starting in 2026.
50-second read · 4 questions answered below
The Find It Early Act would require most health insurance plans to fully cover additional breast imaging tests, such as 3D mammograms, ultrasounds, MRIs, and molecular breast imaging, for people at higher risk of breast cancer, without copays or deductibles. This applies to people classified as high-risk, those with dense breast tissue, or anyone a doctor determines needs extra screening, with no limits on how often the tests can be done if medically needed.
It affects nearly everyone with U.S. health coverage, including people with job-based insurance, marketplace plans, Medicare, Medicaid, TRICARE, and VA health care.
Currently, many plans only fully cover a basic annual mammogram, leaving people to face out-of-pocket costs for follow-up or supplemental imaging tied to dense breasts or elevated risk. The bill would take effect January 1, 2026, though states needing new legislation for Medicaid compliance would get additional time.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: a Senate committee is reviewing it. If the House changes it, it goes back to the Senate before reaching the President.
Latest action: — Read twice and referred to the Committee on Health, Education, Labor, and Pensions.