S. 4189In committeeHealth care
Senate bill caps insulin costs at $35 for insured patients
Data as of July 11, 2026
Starting 2027, privately insured people would pay no more than $35/month for insulin, with no deductible required.60-second read · 5 questions answered below
Decoded
What does this do?
This bill would cap out-of-pocket insulin costs at $35 per month for people with private health insurance, with no deductible, beginning in 2027. From 2028 onward, that cap could be lower if the plan's negotiated price comes in under $35. The bill also requires that rebates and discounts from drug manufacturers be passed fully to the health plan, not kept by middlemen, and it would make it harder to use legal petitions to delay cheaper generic or biosimilar insulin products.
Who does it affect?
People with private health insurance who use insulin would be directly affected by the cost cap. Uninsured people could also be helped through a grant program available in up to 10 states, along with a resource center and a 24/7 hotline connecting them to assistance programs.
Why does it matter?
Without a cap, out-of-pocket insulin costs under private insurance vary widely and can be much higher than $35 per month. Delays in approving lower-cost insulin versions can limit how many affordable options are available on the market.
What does it cost, and who pays?
- Up to $100M in grants over 5 years
- Covers up to 10 states
- Insulin capped at $35/mo for uninsured
Where does it stand?
- Introduced
- Senate committee — You are here
- Senate vote
- House
- President's desk
Right now: a Senate committee is reviewing it. If the House changes it, it goes back to the Senate before reaching the President.
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How it's being covered
Real reporting on this bill, labeled by each outlet's political lean.
Coverage of this bill so far comes from one side of the spectrum. Read it with that in mind.
- SEN JEAN SHAHEEN: One immediate way Congress can ease families' insulin costs
foxnews.comJun 15, 2026Leans right
- Diabetes advocates hold out hope as a bipartisan bill revives efforts to lower insulin costs
pbs.orgApr 2, 2026Center
Lean labels describe the news outlet, not this bill or any party. Ratings by AllSides.
Official title
INSULIN Act of 2026
- Introduced:
- March 25, 2026
- Latest action:
- March 25, 2026
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Read the official bill on Congress.govMake the call
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