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Bill would extend enhanced ACA subsidies through 2028

Placed on the calendarH.R. 1834Latest action

Sponsor: James P. McGovern · Representative · MA

AIDecoded by AI · checked against the record
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Official title: To advance policy priorities that will break the gridlock.

119th Congress

Topics: Government & democracy

Introduced:

Read the official bill on Congress.gov

In plain words

The plain-language version comes first. The official text is always the reference.

This bill extends bigger ACA health insurance subsidies for three more years, through 2028.

35-second read · 4 questions answered below

What does this do?

This bill extends enhanced premium for ACA marketplace health insurance, pushing the expiration deadline from the end of 2025 to the end of 2028. It keeps the increased subsidy amounts in place and continues allowing people above 400% of the federal poverty line to qualify for the credits.

Who does it affect?

This affects millions of Americans who buy their own health insurance through ACA marketplaces, particularly middle-income families and individuals who don't get coverage through an employer, Medicare, or Medicaid. Insurance companies and marketplace enrollment levels are also affected.

Why does it matter?

Without this extension, subsidies would shrink and higher-income households would lose eligibility entirely starting in 2026.

AI-drafted summary. Check it against the official text before you act on it.

Based on the “Placed on Calendar Senate” text of Feb 10, 2026.

Read the official bill on Congress.gov

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Where does it stand?

  1. IntroducedMar 4, 2025
  2. House committee
  3. House vote
  4. SenateYou are here · Feb 10, 2026
  5. The president's desk

Right now: it was placed on the , and the official record shows no floor action on it since. If the Senate changes it, it goes back to the House before reaching the president.

Latest action: — Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 319.

Data as of October 9, 2026

Recorded votes

Roll-call votes recorded since January 3, 2025.

  1. House · · Roll call 11

    As recorded

    Question
    On Passage
    Result:
    Passed
    230
    Nay
    196
    0
    5

    Republicans 17 yes, 196 no, 5 not voting · Democrats 213 yes

    Official record
    How members voted

    The official record lists how each member voted.Official record

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