Bill sets deadlines for BIA to speed up tribal land mortgage approvals
Placed on the calendarH.R. 2130Latest action
Sponsor: Dusty Johnson · Representative · SD
AIDecoded by AI · checked against the recordRead the official text
Official title: Tribal Trust Land Homeownership Act of 2025
119th Congress
Topics: Family & community
Introduced:
Read the official bill on Congress.govIn plain words
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The bill sets strict BIA deadlines for approving mortgages on Indian trust land and creates a Realty Ombudsman to monitor compliance.
45-second read · 4 questions answered below
What does this do?
The Tribal Trust Land Homeownership Act of 2025 sets strict deadlines for the BIA to review, approve, or deny mortgage paperwork on Indian trust land, ranging from 10 days for initial document checks to 30 days for land mortgages. It also requires electronic notifications, gives federal housing agencies read-only access to BIA land records, mandates annual performance reports, and creates a Realty Ombudsman position to oversee compliance.
Who does it affect?
The bill affects Native American individuals and tribes seeking to build homes or businesses on trust land, lenders financing those projects, and BIA staff who process the paperwork.
Why does it matter?
Faster, more transparent processing could reduce bureaucratic delays that have historically slowed homeownership and business development on tribal land, though it also adds new compliance and reporting requirements for the BIA.
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Where does it stand?
- IntroducedMar 14, 2025
- House committee
- House voteYou are here · Feb 23, 2026
- Senate
- The president's desk
Right now: it was placed on the , and the official record shows no floor action on it since. If the Senate changes it, it goes back to the House before reaching the president.
Latest action: — Placed on the Union Calendar, Calendar No. 439.