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H.R. 2835119th CongressPlaced on the calendarLatest action Jul 15, 2025Decoded by AI · checked against the record
Official title: Small Bank Holding Company Relief Act
Introduced:
Read the official bill on Congress.govThe plain-language version leads. The official text is always the reference.
The bill would direct the Fed to raise the small bank holding company asset limit to $25 billion within 180 days.
35-second read · 4 questions answered below
This bill would require the Federal Reserve to raise the asset threshold defining a "small bank holding company" to $25 billion in consolidated assets. The Fed would have 180 days after enactment to make this change.
It affects bank and savings and loan holding companies that would newly qualify as "small" under the raised threshold. It could indirectly affect the customers and communities served by these institutions.
Qualifying as small brings lighter regulatory requirements, especially on capital rules, which could reduce compliance costs but also raises questions about adequate financial oversight.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: it was placed on the House floor calendar, and the official record shows no floor action on it since. If the Senate changes it, it goes back to the House before reaching the President.
Latest action: — Placed on the Union Calendar, Calendar No. 165.