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Bill would bar non-citizens from key SBA business loan programs

Passed one chamberH.R. 2966Latest action

Sponsor: Beth Van Duyne · Representative · TX

AIDecoded by AI · checked against the record
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Official title: American Entrepreneurs First Act of 2025

119th Congress

Topics: Jobs & the economy

Introduced:

Read the official bill on Congress.gov

In plain words

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The bill would restrict SBA 7(a) and Title V loans to U.S. citizens, nationals, and green card holders only.

50-second read · 4 questions answered below

What does this do?

This bill would require applicants for SBA 7(a) loans and Title V small business investment loans to submit their date of birth and certify they are a U.S. citizen, national, or lawful permanent resident. All owners of an applying business would need to meet this requirement, and lawful permanent residents would need to provide an alien registration number. Refugees, asylum seekers, temporary visa holders, DACA recipients, and undocumented immigrants would be blocked from qualifying, even as partial business owners.

Who does it affect?

The bill affects small business owners who are not U.S. citizens or green card holders, including immigrants with legal temporary status, refugees, asylum seekers, and DACA recipients. It also affects banks and lenders that process these SBA loans.

Why does it matter?

Businesses with even one owner in a blocked immigration category would become entirely ineligible for these loans. Lenders would need to collect and verify additional citizenship and immigration documentation from all applicants.

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Read the official bill on Congress.gov

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Where does it stand?

  1. IntroducedApr 17, 2025
  2. House committee
  3. House vote
  4. SenateYou are here · Jun 9, 2025
  5. The president's desk

Right now: it passed the House, and the official record shows nothing new since. If the Senate changes it, it goes back to the House before reaching the president.

Latest action: — Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

Data as of October 9, 2026

Recorded votes

Roll-call votes recorded since January 3, 2025.

  1. House · · Roll call 156

    As recorded

    Question
    On Passage
    Result:
    Passed
    217
    Nay
    190
    0
    25

    Republicans 209 yes, 11 not voting · Democrats 8 yes, 190 no, 14 not voting

    Official record
    How members voted

    The official record lists how each member voted.Official record

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