Bill lets police use existing federal grants to fight fraud schemes
Passed one chamberH.R. 2978Latest action
Sponsor: Zachary Nunn · Representative · IA
AIDecoded by AI · checked against the recordRead the official text
Official title: GUARD Act
119th Congress
Topics: Crime & justice
Introduced:
Read the official bill on Congress.govIn plain words
The plain-language version comes first. The official text is always the reference.
The GUARD Act lets local police redirect existing federal grant money toward fighting financial scams like "pig butchering."
40-second read · 4 questions answered below
What does this do?
The GUARD Act allows state, local, and tribal law enforcement agencies already receiving certain federal grants to use that funding for fraud investigations, including hiring specialists, buying tracking software, and training officers on cryptocurrency tracing. Agencies must report on how funds were used and whether fraud decreased. The bill also directs federal agencies to study and report to Congress on the scope of financial scams nationwide.
Who does it affect?
This affects law enforcement agencies that already receive relevant federal grants, and federal agencies like Treasury, FinCEN, and the Justice Department. It also affects consumers, especially elderly Americans, who are frequent targets of financial scams.
Why does it matter?
The bill reallocates existing grant funds and reporting requirements rather than creating new criminal penalties or taxes, aiming to improve fraud detection and prosecution over time.
AI-drafted summary. Check it against the official text before you act on it.
Read the official bill on Congress.govMake the call
Where does it stand?
- IntroducedApr 21, 2025
- House committee
- House vote
- SenateYou are here · Sep 16, 2026
- The president's desk
Right now: it passed the House, and the official record shows nothing new since. If the Senate changes it, it goes back to the House before reaching the president.
Latest action: — Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.
Recorded votes
Roll-call votes recorded since January 3, 2025.
House · · Roll call 301
As recorded
- Question
- On Motion to and Pass, as Amended
- Result:
- Passed
- 414
- Nay
- 7
- 0
- 12
Republicans 203 yes, 7 no, 8 not voting · Democrats 210 yes, 4 not voting · Independent 1 yes
Official recordHow members voted
The official record lists how each member voted.Official record