H.R. 3530In committeeEducation
Bill would raise federal loan limits for student pilots in training
Data as of July 11, 2026
The Flight Education Access Act would let commercial pilot students borrow more in federal loans than other undergraduates.45-second read · 5 questions answered below
Decoded
What does this do?
This bill creates special, higher federal student loan limits for students in accredited flight training programs leading to a commercial pilot certificate, with amounts rising each year as students advance. Schools must maintain a 70% program completion rate over time to qualify, and must give students clearer loan disclosures, including estimated monthly payments and total repayment costs, before funds are disbursed.
Who does it affect?
College students pursuing commercial pilot careers, and colleges and universities running accredited flight training programs.
Why does it matter?
Eligible students could take on significantly more debt than typical borrowers, while the change is intended to make flight training more financially accessible amid a national pilot shortage.
What does it cost, and who pays?
- $3 million per year through 2035
- funds dept of education admin
- watchdog report due after 2 years
Where does it stand?
- Introduced
- House committee — You are here
- House vote
- Senate
- President's desk
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the President.
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Official title
Flight Education Access Act
- Introduced:
- May 21, 2025
- Latest action:
- May 21, 2025
Referred to the House Committee on Education and Workforce.
Read the official bill on Congress.govMake the call
Three steps: where you stand, your script, the call.