Private insurers would cover full pregnancy care costs
In committeeH.R. 3762Latest action
Sponsor: Jared F. Golden · Representative · ME
AIDecoded by AI · checked against the recordRead the official text
Official title: Supporting Healthy Moms and Babies Act
119th Congress
Topics: Health care
Introduced:
Read the official bill on Congress.govIn plain words
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Most private health plans would have to cover all pregnancy and postpartum care with zero out-of-pocket costs for patients.
45-second read · 4 questions answered below
What does this do?
This bill would require most private health insurance plans to cover pregnancy-related care at no cost to the patient — no copays, deductibles, or other charges. Covered care would include prenatal visits, ultrasounds, labor and delivery, anesthesia, specialist care, miscarriage care, and a full year of postpartum care. Mental and behavioral health services connected to pregnancy or new parenthood would also be covered, including for parents who did not give birth.
Who does it affect?
This requirement would apply to most private health insurance plans, including employer-sponsored plans and plans purchased through the marketplace. Parents who did not physically give birth would also be eligible for the mental and behavioral health coverage.
Why does it matter?
Patients with covered pregnancies would no longer pay out of pocket for most pregnancy and postpartum services. Insurance plans subject to this rule would be required to absorb those costs instead of passing them to patients.
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Where does it stand?
- IntroducedJun 5, 2025
- House committeeYou are here · Jun 5, 2025
- House vote
- Senate
- The president's desk
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the president.
Latest action: — Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.