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H.R. 3762119th CongressIn committeeLatest action Jun 5, 2025Decoded by AI · checked against the record
Official title: Supporting Healthy Moms and Babies Act
Introduced:
Read the official bill on Congress.govThe plain-language version leads. The official text is always the reference.
Most private health plans would have to cover all pregnancy and postpartum care with zero out-of-pocket costs for patients.
45-second read · 4 questions answered below
This bill would require most private health insurance plans to cover pregnancy-related care at no cost to the patient — no copays, deductibles, or other charges. Covered care would include prenatal visits, ultrasounds, labor and delivery, anesthesia, specialist care, miscarriage care, and a full year of postpartum care. Mental and behavioral health services connected to pregnancy or new parenthood would also be covered, including for parents who did not give birth.
This requirement would apply to most private health insurance plans, including employer-sponsored plans and plans purchased through the marketplace. Parents who did not physically give birth would also be eligible for the mental and behavioral health coverage.
Patients with covered pregnancies would no longer pay out of pocket for most pregnancy and postpartum services. Insurance plans subject to this rule would be required to absorb those costs instead of passing them to patients.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the President.
Latest action: — Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.