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H.R. 4153119th CongressIn committeeLatest action Jun 26, 2025Decoded by AI · checked against the record
Official title: Supporting Trade and Rebuilding Opportunity for National Growth Act
Introduced:
Read the official bill on Congress.govThe plain-language version leads. The official text is always the reference.
HR 4153 would double the loan limits for two SBA small business loan programs, raising some caps up to $10,000,000.
45-second read · 4 questions answered below
This bill would double the maximum loan amounts available through two federal small business loan programs run by the SBA. For the 7(a) program, the government guarantee cap on a single loan would rise from $3,750,000 to $7,500,000, with a related ceiling going from $5,000,000 to $10,000,000. A separate program that helps small businesses buy buildings and equipment would also see its loan caps doubled, up to $10,000,000.
Small business owners who need more financing than the current limits allow would be most directly affected. They could potentially qualify for larger government-backed loans than they can under today's rules.
If passed, small businesses seeking large loans would have access to higher federally backed amounts than currently available. Businesses whose financing needs exceed today's caps would have more options through these two SBA programs.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the President.
Latest action: — Referred to the House Committee on Small Business.