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H.R. 4710119th CongressIn committeeLatest action Jul 23, 2025Decoded by AI · checked against the record
The plain-language version leads. The official text is always the reference.
HR 4710 raises penalties for surprise-billing violations and slow arbitration payments, and requires federal agencies to report enforcement data to Congress every 6 months.
50-second read · 5 questions answered below
This bill increases the fines that health plans and insurers pay when they break surprise-billing rules. It also sets new penalties for parties who are late or refuse to pay after an arbitrator decides a fair amount. Federal agencies would be required to report enforcement activity to Congress every six months.
The bill directly applies to group health insurance plans, health insurance companies, and out-of-network medical providers and facilities. Patients who receive emergency, non-emergency, or air ambulance care are indirectly affected.
Current penalties for serious violations may not be strong enough to stop improper billing practices. Without regular public reporting, it is harder to know whether existing patient protections are actually being enforced.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the President.
Latest action: — Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.