Bill would let state-licensed appraisers handle more FHA home loans
In committeeH.R. 6025Latest action
Sponsor: Byron Donalds · Representative · FL
AIDecoded by AI · checked against the recordRead the official text
Official title: Appraisal Industry Improvement Act
119th Congress
Topics: Housing
Introduced:
Read the official bill on Congress.govIn plain words
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HR 6025 would expand who can appraise FHA-backed homes and modernize appraiser training and oversight rules.
45-second read · 5 questions answered below
What does this do?
HR 6025 lets any state-licensed or certified appraiser perform FHA home appraisals if they meet national competency standards and complete FHA-specific training. It also allows federal employee appraisers to work nationwide with one state license, creates a formal "trainee appraiser" category, and adds VA, USDA, and HUD to the federal Appraisal Subcommittee.
Who does it affect?
This affects real estate appraisers, appraisal management companies, state licensing agencies, and home buyers or sellers using FHA, VA, USDA, or HUD-related mortgages.
Why does it matter?
The changes would broaden the pool of appraisers eligible to work on federally backed home loans and shift some oversight and training responsibilities to HUD and state registries.
What does it cost, and who pays?
- Registration fees may be adjusted
- Grants fund new appraiser training
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Read the official bill on Congress.govMake the call
Where does it stand?
- IntroducedNov 12, 2025
- House committeeYou are here · Nov 12, 2025
- House vote
- Senate
- The president's desk
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the president.
Latest action: — Referred to the House Committee on Financial Services.