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HUD would gain a permanent disaster recovery fund

In committeeH.R. 8291Latest action

Sponsor: Al Green · Representative · TX

AIDecoded by AI · checked against the record
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Official title: Reforming Disaster Recovery Act

119th Congress

Topics: Housing

Introduced:

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In plain words

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HR 8291 creates a permanent federal fund for disaster recovery, with at least 70% of money reserved for low- and moderate-income people.

55-second read · 5 questions answered below

What does this do?

This bill sets up a permanent government fund that HUD can use to send money to states, cities, and Native American tribes after major disasters. The funds can go toward rebuilding housing, restoring infrastructure, strengthening local economies, and reducing future disaster risk. A new office inside HUD would focus specifically on disaster preparedness and recovery.

Who does it affect?

Low- and moderate-income households, renters, and homeowners recovering from presidentially declared major disasters are the primary focus, especially those in the most heavily damaged communities. States, cities, and Native American tribes would receive and manage the grant funding.

Why does it matter?

Without a permanent dedicated fund, disaster recovery money has required repeated separate action each time a disaster occurs. The data-sharing requirement between HUD, FEMA, and the Small Business Administration is intended to prevent disaster survivors from accidentally receiving duplicate payments from different programs.

What does it cost, and who pays?

  • 70%+ per grant for low/moderate-income
  • Up to 30% for disaster resilience

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Where does it stand?

  1. IntroducedApr 15, 2026
  2. House committeeYou are here · Apr 15, 2026
  3. House vote
  4. Senate
  5. The president's desk

Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the president.

Latest action: — Referred to the Committee on Financial Services, and in addition to the Committee on Appropriations, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Data as of October 9, 2026
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