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H.R. 8720119th CongressPlaced on the calendarLatest action Jul 13, 2026Decoded by AI · checked against the record
The plain-language version leads. The official text is always the reference.
HR 8720 requires CVV codes, ZIP matching, and full donor reporting for all online federal campaign donations.
55-second read · 4 questions answered below
HR 8720 sets new verification requirements for online donations to federal campaigns, including mandatory collection of the card's CVV code and billing ZIP code, and a name-match requirement between the card and the donor. Gift cards and store cards would be banned entirely as donation methods. The bill also eliminates the current $200 reporting threshold, requiring campaigns to report every donor regardless of contribution size.
The bill affects anyone who donates to a federal political campaign online, as well as the campaigns and political committees that receive those donations. People living outside the U.S. would need to provide a passport or equivalent ID to confirm citizenship or legal permanent resident status before a donation can be accepted.
Campaigns would need to update their online payment systems to collect and verify new information, and small donors who currently give under $200 without public disclosure would now have their information recorded. Campaign treasurers who suspect a donation was made in someone else's name would be required to report it to the Federal Election Commission, which must issue implementing rules within 90 days of enactment.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: it was placed on the House floor calendar, and the official record shows no floor action on it since. If the Senate changes it, it goes back to the House before reaching the President.
Latest action: — Placed on the Union Calendar, Calendar No. 651.