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S. 4587119th CongressIn committeeLatest action May 20, 2026Decoded by AI · checked against the record
The plain-language version leads. The official text is always the reference.
S 4587 would let HSA, FSA, HRA, and Archer MSA holders buy dietary supplements with pre-tax dollars, up to $500/year, starting 2027.
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S 4587 would classify dietary supplements — including vitamins, minerals, and herbal products — as qualified medical expenses under federal tax law. Account holders could then use pre-tax dollars from HSAs, FSAs, HRAs, or Archer Medical Savings Accounts to buy them, up to $500 per year, or $250 for married people filing separately. Energy drinks, sodas, and similar products are explicitly excluded even if marketed as supplements.
People who hold employer-sponsored FSAs or HRAs, or who have opened their own HSA — typically through a high-deductible health insurance plan — would be eligible. People without any of these accounts would not see a direct financial benefit.
Purchasing eligible supplements with pre-tax dollars would effectively reduce the out-of-pocket cost of those products for eligible account holders. No doctor's recommendation would be required to use the benefit, and the bill would not change which supplements are legal to sell.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: a Senate committee is reviewing it. If the House changes it, it goes back to the Senate before reaching the President.
Latest action: — Read twice and referred to the Committee on Finance.