Loading…
S.J.Res. 133119th CongressPlaced on the calendarLatest action Apr 27, 2026Decoded by AI · checked against the record
Official title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Background Screening".
Introduced:
Read the official bill on Congress.govThe plain-language version leads. The official text is always the reference.
Congress is voting to restore a 2024 rule on background checks that the CFPB canceled in 2025.
35-second read · 4 questions answered below
This resolution would block the CFPB's May 2025 decision to cancel a rule about background screening and credit reporting. If passed, the cancellation would have no legal effect, restoring the original January 2024 rule as if it had never been withdrawn.
People who go through background checks, like job applicants and renters, are directly affected. So are the companies that run and use background checks.
If the resolution passes, the 2024 standards for how background check companies handle consumer credit information would be back in force. If it does not pass, the CFPB's withdrawal stands and those standards remain canceled.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: it was placed on the Senate floor calendar, and the official record shows no floor action on it since. If the House changes it, it goes back to the Senate before reaching the President.
Latest action: — Placed on Senate Legislative Calendar under General Orders. Calendar No. 389.