Senate bill would restore CFPB background check rule
Placed on the calendarS.J.Res. 133Latest action
Sponsor: Lisa Blunt Rochester · Senator · DE
AIDecoded by AI · checked against the recordRead the official text
Official title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Background Screening".
119th Congress
Topics: Jobs & the economy
Introduced:
Read the official bill on Congress.govIn plain words
The plain-language version comes first. The official text is always the reference.
Congress is voting to restore a 2024 rule on background checks that the CFPB canceled in 2025.
35-second read · 4 questions answered below
What does this do?
This resolution would block the CFPB's May 2025 decision to cancel a rule about background screening and credit reporting. If passed, the cancellation would have no legal effect, restoring the original January 2024 rule as if it had never been withdrawn.
Who does it affect?
People who go through background checks, like job applicants and renters, are directly affected. So are the companies that run and use background checks.
Why does it matter?
If the resolution passes, the 2024 standards for how background check companies handle consumer credit information would be back in force. If it does not pass, the CFPB's withdrawal stands and those standards remain canceled.
AI-drafted summary. Check it against the official text before you act on it.
Read the official bill on Congress.govMake the call
Where does it stand?
- IntroducedMar 18, 2026
- Senate committee
- Senate voteYou are here · Apr 27, 2026
- House
- The president's desk
Right now: it was placed on the , and the official record shows no floor action on it since. If the House changes it, it goes back to the Senate before reaching the president.
Latest action: — Placed on Senate Legislative Calendar under General Orders. Calendar No. 389.