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H.R. 1404119th CongressIn committeeLatest action Dec 19, 2025Decoded by AI · checked against the record
Official title: CHAMPVA Children’s Care Protection Act of 2025
Introduced:
Read the official bill on Congress.govThe plain-language version leads. The official text is always the reference.
HR 1404 would raise the CHAMPVA dependent age limit from 23 to 26, matching ACA private insurance rules.
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HR 1404 would raise the age at which children lose CHAMPVA health coverage from 23 to 26. The change would take effect immediately upon enactment, allowing children currently between ages 23 and 25 to regain eligibility right away. Children with permanent disabilities who already receive coverage past the standard age limit would not be affected negatively by this change.
This bill affects children of veterans who are either permanently and totally disabled due to a service-connected condition or who died from a service-connected cause. Veterans themselves are not affected, as they receive care through a separate VA system.
Young adults covered under CHAMPVA currently lose their health insurance at age 23, two years earlier than dependents on most private plans under the Affordable Care Act. Raising the age limit to 26 would align CHAMPVA eligibility with that existing private insurance standard.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the President.
Latest action: — Referred to the Subcommittee on Health.