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Bill would bar Federal Reserve from issuing digital dollar

Passed one chamberH.R. 1919Latest action

Sponsor: Tom Emmer · Representative · MN

AIDecoded by AI · checked against the record
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Official title: Anti-CBDC Surveillance State Act

119th Congress

Topics: Jobs & the economy

Introduced:

Read the official bill on Congress.gov

In plain words

The plain-language version comes first. The official text is always the reference.

This bill would stop the Federal Reserve from creating or issuing a digital U.S. dollar, with one exception for cash-like digital currency.

50-second read · 4 questions answered below

What does this do?

This bill would make it illegal for the Federal Reserve to create, issue, or test a central bank digital currency, known as a CBDC. It would also stop the Federal Reserve from opening accounts for regular people or using a digital dollar to manage the economy. The only exception is a digital currency that works like physical cash — open to everyone, unrestricted, and fully private.

Who does it affect?

This bill directly limits what the Federal Reserve is allowed to do. Congress is also saying, through this bill, that the Federal Reserve does not already have the power to create a digital dollar on its own.

Why does it matter?

If passed, the Federal Reserve would be legally blocked from moving forward with any CBDC research, development, or rollout unless a future law changes these rules. Any digital currency that does not match the privacy and openness of physical cash would be off the table entirely.

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Read the official bill on Congress.gov

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Where does it stand?

  1. IntroducedMar 6, 2025
  2. House committee
  3. House vote
  4. SenateYou are here · Jul 17, 2025
  5. The president's desk

Right now: it passed the House, and the official record shows nothing new since. If the Senate changes it, it goes back to the House before reaching the president.

Latest action: — Motion to reconsider laid on the table Agreed to without objection.

Data as of October 9, 2026

Recorded votes

Roll-call votes recorded since January 3, 2025.

  1. House · · Roll call 201

    As recorded

    Question
    On Passage
    Result:
    Passed
    219
    Nay
    210
    0
    3

    Republicans 217 yes, 3 not voting · Democrats 2 yes, 210 no

    Official record
    How members voted

    The official record lists how each member voted.Official record

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