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H.R. 2152119th CongressPlaced on the calendarLatest action Jun 24, 2026Decoded by AI · checked against the record
The plain-language version leads. The official text is always the reference.
Treasury, Homeland Security, and Commerce must jointly report to Congress on AI-enabled financial crime, starting within 180 days.
45-second read · 4 questions answered below
The AI PLAN Act requires the Secretaries of Treasury, Homeland Security, and Commerce to jointly submit a report to Congress within 180 days of passage, and annually afterward, on how AI is used by hostile actors for financial crimes. The report covers agency coordination, current tools and staff, and needed resources, with a classified section and public summary. Agencies must also send Congress recommendations for new laws and best practices after each report.
Directly affects federal agencies, financial regulators (including the Federal Reserve, SEC, FTC, FCC, and banking regulators), and law enforcement. Indirectly affects banks, businesses, and consumers who may face new fraud-prevention rules or guidance.
The bill creates new reporting and interagency coordination requirements but does not itself establish new crimes, penalties, or regulations. Any actual rule changes would depend on future action based on the reports' recommendations.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: it was placed on the House floor calendar, and the official record shows no floor action on it since. If the Senate changes it, it goes back to the House before reaching the President.
Latest action: — Placed on the Union Calendar, Calendar No. 615.