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H.R. 4989119th CongressIn committeeLatest action Aug 15, 2025Decoded by AI · checked against the record
Official title: Streamlining Rural Housing Act of 2025
Introduced:
Read the official bill on Congress.govThe plain-language version leads. The official text is always the reference.
HR 4989 requires HUD and USDA to sign a coordination agreement within 180 days to reduce duplicated reviews on jointly funded housing projects.
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HR 4989 requires the Department of Housing and Urban Development and the Department of Agriculture to sign a formal agreement within 180 days to coordinate their review processes, including environmental reviews and property inspections, on projects both agencies fund. The bill also establishes an advisory working group drawn from nonprofit builders, property managers, state housing agencies, and residents of assisted housing. Within one year, both agencies must submit a report to Congress recommending efficiency improvements, with a condition that changes must not reduce resident safety, raise long-term costs for residents, or weaken environmental protections.
Residents of affordable housing in rural areas are most directly affected, along with those trying to build such housing, since USDA programs focus heavily on rural communities. Housing developers, nonprofit organizations, and local housing agencies that currently navigate overlapping paperwork from both HUD and USDA would also be affected.
Currently, developers working with funding from both agencies must complete separate review processes for each, creating duplicated work. This bill aims to designate a lead agency per project and reduce that overlap, though the required safeguards indicate concerns that streamlining could otherwise affect resident welfare or environmental standards.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the President.
Latest action: — Referred to the House Committee on Financial Services.