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H.R. 5498119th CongressIn markupLatest action May 20, 2026Decoded by AI · checked against the record
Official title: Small Business Health Options Awareness Act of 2025
Introduced:
Read the official bill on Congress.govThe plain-language version leads. The official text is always the reference.
HR 5498 directs the SBA to publicize ICHRAs, a benefit letting employers give workers tax-free money to buy their own health insurance.
50-second read · 4 questions answered below
HR 5498 requires the Small Business Administration to spread awareness about Individual Coverage Health Reimbursement Arrangements, known as ICHRAs. An ICHRA allows an employer to give employees a set amount of tax-free money each month that workers use to purchase their own individual health insurance plans. The bill does not create a new program or change any existing health insurance rules.
Small business owners are the primary audience, as they are often seeking affordable ways to offer health benefits to employees. Workers at small businesses could be indirectly affected if their employer learns about and decides to offer this type of benefit.
Many small business owners may currently be unaware that the ICHRA option exists, and the bill aims to close that information gap by directing the SBA to share existing federal guidance through local offices, Small Business Development Centers, its website, social media, and press releases. The bill does not require any business to change its practices.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the President.
Latest action: — Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 13 - 11.