Bill would widen mortgage insurance access for mental health hospitals
In markupH.R. 7030Latest action
Sponsor: Tom Emmer · Representative · MN
AIDecoded by AI · checked against the recordRead the official text
Official title: Securing Facilities for Mental Health Services Act
119th Congress
Topics: Jobs & the economy
Introduced:
Read the official bill on Congress.govIn plain words
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HR 7030 removes a rule limiting which hospitals, including mental health facilities, can access federal mortgage insurance.
35-second read · 4 questions answered below
What does this do?
This bill amends the National Housing Act's Section 242 mortgage insurance program for hospitals by removing a restriction that currently limits which types of hospitals fully qualify. The change takes effect nine months after enactment, and HUD must report to Congress within two years on how the expanded program is working.
Who does it affect?
The bill affects hospitals, especially mental health treatment facilities, seeking federal mortgage insurance to build, renovate, or refinance facilities. It also affects HUD, which administers the program.
Why does it matter?
Removing the restriction changes which hospitals qualify for this financing program, potentially affecting the number and type of facilities that can access it, including mental health care facilities in communities nationwide.
AI-drafted summary. Check it against the official text before you act on it.
Based on the “Introduced in House” text of Jan 13, 2026.
After that text, a committee agreed on Sep 16, 2026 to send the bill to the full chamber with changes. This plain-language version may not reflect them.
Read the official bill on Congress.govMake the call
Where does it stand?
- IntroducedJan 13, 2026
- House committeeYou are here · Sep 16, 2026
- House vote
- Senate
- The president's desk
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the president.
Latest action: — Ordered to be Reported (Amended) by the Yeas and Nays: 49 - 0.