H.R. 8881Passed one chamberJobs & the economy
SBA would face annual reporting duty on its AI use
Data as of July 23, 2026
The bill would require the SBA to report yearly to Congress on its use of AI and related risks.AI-decoded45-second read · 4 questions answered below
Decoded
AI-decodedWhat does this do?
The SBA Artificial Intelligence Utilization Act of 2026 would require the SBA Administrator to send Congress a detailed report on the agency's AI and machine learning use within 90 days of enactment, then annually. Reports must cover benefits, risks, risk management plans, human oversight of decisions, and evaluation of which tasks AI can reliably handle. The Administrator must also brief Congress in person within 30 days of each report.
Who does it affect?
The SBA and its Administrator are directly responsible for the new reporting requirements. Small business owners who interact with SBA loan processing, fraud detection, or customer service could be indirectly affected.
Why does it matter?
The bill increases congressional oversight of SBA's internal AI adoption without changing loan programs or services directly. It could set a model for AI oversight at other federal agencies.
Where does it stand?
- Introduced
- House committee
- House vote
- Senate — You are here
- President's desk
Right now: it passed the House and now goes to the Senate. If the Senate changes it, it goes back to the House before reaching the President.
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Official title
SBA Artificial Intelligence Utilization Act of 2026
- Introduced:
- May 19, 2026
- Latest action:
- June 24, 2026
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Read the official bill on Congress.gov