New bill would create temporary federal working group on cyber insurance
Placed on the calendarS. 245Latest action
Sponsor: John W. Hickenlooper · Senator · CO
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Official title: Insure Cybersecurity Act of 2025
119th Congress
Topics: AI & technology
Introduced:
Read the official bill on Congress.govIn plain words
The plain-language version comes first. The official text is always the reference.
The Insure Cybersecurity Act of 2025 sets up a one-year federal working group to study cyber insurance, then shut down.
40-second read · 4 questions answered below
What does this do?
The bill creates a temporary federal working group to study cyber insurance, including confusing policy terms, coverage gaps, cost-lowering measures, and barriers to insurers offering more coverage. Within a year of first meeting, it must report findings to Congress and then automatically dissolve, after which Commerce has 90 days to publish plain-language public guides based on the report.
Who does it affect?
It affects cyber insurance companies, insurance agents and brokers, businesses (especially small ones) that buy such policies, and agencies including Commerce, CISA, Treasury, Justice, the FTC, and state insurance regulators. Everyday individuals could be indirectly affected through clearer insurance information.
Why does it matter?
The bill does not require insurers or customers to follow any recommendations and gives the government no new authority to regulate the insurance industry.
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Where does it stand?
- IntroducedJan 24, 2025
- Senate committee
- Senate voteYou are here · Jun 9, 2025
- House
- The president's desk
Right now: it was placed on the , and the official record shows no floor action on it since. If the House changes it, it goes back to the Senate before reaching the president.
Latest action: — Placed on Senate Legislative Calendar under General Orders. Calendar No. 90.