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S. 388119th CongressIn markupLatest action Aug 6, 2026Decoded by AI · checked against the record
The plain-language version leads. The official text is always the reference.
FEMA must launch a pilot program giving homeowners grants for disaster-resistant home upgrades.
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The bill updates FEMA's hazard mitigation rules, including clarifying building code standards and removing an outdated loan fund provision. It also creates a Residential Retrofit and Resilience Pilot Program, requiring FEMA to launch it within a year and run it through September 2030, funding home upgrades like flood elevation, tornado safe rooms, and wildfire protection.
Homeowners in disaster-prone areas, especially lower-income ones, would be eligible for grants distributed through state and local governments. FEMA, state and local governments, and homebuilders or contractors would also be affected.
The changes could increase demand for retrofit construction work and shift some federal disaster funding toward direct household-level grants rather than other mitigation uses.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: a Senate committee is reviewing it. If the House changes it, it goes back to the Senate before reaching the President.
Latest action: — Committee on Homeland Security and Governmental Affairs. Ordered to be reported with an amendment in the nature of a substitute favorably.