S.J.Res. 141Heading to a voteJobs & the economy
Senate moves to restore CFPB medical debt rules
Data as of July 11, 2026
Congress is voting on whether to restore 2024 rules limiting unfair medical debt collection practices.30-second read · 4 questions answered below
Decoded
What does this do?
The CFPB created rules in 2024 to limit how debt collectors can go after people for medical bills. The CFPB then canceled those rules in May 2025. This resolution would undo that cancellation and bring the 2024 protections back.
Who does it affect?
This affects people who owe medical debt and the debt collection companies that contact them.
Why does it matter?
If this resolution passes, the 2024 medical debt collection rules would be restored and legally in effect. If it does not pass, the CFPB's cancellation stands and those rules remain scrapped.
Where does it stand?
- Introduced
- Senate committee
- Senate vote — You are here
- House
- President's desk
Right now: it's headed for a Senate floor vote. If the House changes it, it goes back to the Senate before reaching the President.
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Official title
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".
- Introduced:
- March 19, 2026
- Latest action:
- April 27, 2026
Placed on Senate Legislative Calendar under General Orders. Calendar No. 393.
Read the official bill on Congress.govMake the call
Three steps: where you stand, your script, the call.