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Senate moves to restore CFPB medical debt rules

Placed on the calendarS.J.Res. 141Latest action

Sponsor: Raphael G. Warnock · Senator · GA

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Official title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".

119th Congress

Topics: Jobs & the economy

Introduced:

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In plain words

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Congress is voting on whether to restore 2024 rules limiting unfair medical debt collection practices.

30-second read · 4 questions answered below

What does this do?

The CFPB created rules in 2024 to limit how debt collectors can go after people for medical bills. The CFPB then canceled those rules in May 2025. This resolution would undo that cancellation and bring the 2024 protections back.

Who does it affect?

This affects people who owe medical debt and the debt collection companies that contact them.

Why does it matter?

If this resolution passes, the 2024 medical debt collection rules would be restored and legally in effect. If it does not pass, the CFPB's cancellation stands and those rules remain scrapped.

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Where does it stand?

  1. IntroducedMar 19, 2026
  2. Senate committee
  3. Senate voteYou are here · Apr 27, 2026
  4. House
  5. The president's desk

Right now: it was placed on the , and the official record shows no floor action on it since. If the House changes it, it goes back to the Senate before reaching the president.

Latest action: — Placed on Senate Legislative Calendar under General Orders. Calendar No. 393.

Data as of October 9, 2026

Recorded votes

Roll-call votes recorded since January 3, 2025.

  1. Senate · · Roll call 122

    As recorded

    Question
    On the S.J.Res. 141
    Result:
    Motion to Proceed Rejected
    50
    Nay
    50
    0
    0

    Republicans 3 yes, 50 no · Democrats 45 yes · Independents 2 yes

    Official record
    How members voted

    The official record lists how each member voted.Official record

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