H.R. 1919In committeeJobs & the economy
Bill would bar Federal Reserve from issuing digital dollar
Data as of July 11, 2026
This bill would stop the Federal Reserve from creating or issuing a digital U.S. dollar, with one exception for cash-like digital currency.50-second read · 4 questions answered below
Decoded
What does this do?
This bill would make it illegal for the Federal Reserve to create, issue, or test a central bank digital currency, known as a CBDC. It would also stop the Federal Reserve from opening accounts for regular people or using a digital dollar to manage the economy. The only exception is a digital currency that works like physical cash — open to everyone, unrestricted, and fully private.
Who does it affect?
This bill directly limits what the Federal Reserve is allowed to do. Congress is also saying, through this bill, that the Federal Reserve does not already have the power to create a digital dollar on its own.
Why does it matter?
If passed, the Federal Reserve would be legally blocked from moving forward with any CBDC research, development, or rollout unless a future law changes these rules. Any digital currency that does not match the privacy and openness of physical cash would be off the table entirely.
Where does it stand?
- Introduced
- House committee — You are here
- House vote
- Senate
- President's desk
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the President.
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How it's being covered
Real reporting on this bill, labeled by each outlet's political lean.
- Anti-CBDC Bill Cleared by House Financial Services Committee in US: Details
ndtv.comApr 4, 2025
- US Lawmakers Demand 'Permanent' CBDC Block
cointelegraph.comMar 8, 2026
Lean labels describe the news outlet, not this bill or any party. Ratings by AllSides.
Official title
Anti-CBDC Surveillance State Act
- Introduced:
- March 6, 2025
- Latest action:
- July 17, 2025
Motion to reconsider laid on the table Agreed to without objection.
Read the official bill on Congress.govMake the call
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