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H.R. 6182119th CongressIn committeeLatest action Jan 15, 2026Decoded by AI · checked against the record
The plain-language version leads. The official text is always the reference.
Starting January 1, 2026, most health plans would be required to cover extra breast cancer screenings at no out-of-pocket cost for higher-risk patients.
45-second read · 4 questions answered below
This bill would require health insurance plans to cover additional breast cancer screenings — including 3D mammograms, ultrasounds, and MRI scans — with no copays, deductibles, or other out-of-pocket costs. How often screenings are covered would follow guidelines set by the National Comprehensive Cancer Network.
The no-cost coverage would apply to people at higher risk for breast cancer, including those with dense breast tissue, and to people whose doctor recommends screening based on age, race, ethnicity, or personal or family medical history. The requirement would apply to most types of health coverage, including employer plans, marketplace insurance, Medicare, Medicaid, TRICARE, and VA health care.
People in the covered groups who currently pay out of pocket for additional screenings would no longer have that cost. The bill would take effect on January 1, 2026.
AI-drafted summary. Verify it against the official text before you act on it. Read the official bill on Congress.gov
Right now: a House committee is reviewing it. If the Senate changes it, it goes back to the House before reaching the President.
Latest action: — Referred to the Subcommittee on Health.