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Bill would expand access to self-employment programs for jobless workers

Passed one chamberH.R. 6431Latest action

Sponsor: Mike Carey · Representative · OH

AIDecoded by AI · checked against the record
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Official title: New Opportunities for Business Ownership and Self-Sufficiency Act

119th Congress

Topics: Jobs & the economy

Introduced:

Read the official bill on Congress.gov

In plain words

The plain-language version comes first. The official text is always the reference.

HR 6431 drops the rule limiting self-employment benefit programs to workers about to exhaust unemployment aid.

40-second read · 4 questions answered below

What does this do?

The bill removes the current requirement that workers must be likely to soon exhaust regular unemployment benefits to join state self-employment assistance programs. It expands approved activities to include entrepreneurial training, business counseling, technical assistance, and working from an approved business plan, and requires weekly check-ins with a state agency. It also doubles the nationwide enrollment cap from 5% to 10% of unemployment insurance participants.

Who does it affect?

Unemployed workers seeking to start a business instead of returning to traditional jobs, and state unemployment agencies that administer these programs.

Why does it matter?

The changes would let more unemployed workers pursue self-employment while collecting benefits regardless of remaining benefit time, though states have up to two years to implement them.

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Read the official bill on Congress.gov

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Where does it stand?

  1. IntroducedDec 4, 2025
  2. House committee
  3. House vote
  4. SenateYou are here · Apr 28, 2026
  5. The president's desk

Right now: it passed the House, and the official record shows nothing new since. If the Senate changes it, it goes back to the House before reaching the president.

Latest action: — Received in the Senate and Read twice and referred to the Committee on Finance.

Data as of October 9, 2026
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